Auto Insurance in Kentucky, KY
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Auto Insurance Coverage - How much coverage should I buy?Given the cost of medical car, and the state of our legal system, I think it makes sense to up your coverage. The minimum is pretty much a joke, and won't cover anyone's serious injuries. Let alone if they sue you for pain and suffering. Besides, if they win a judgement, they can attach your wages, and prevent you from ever buying a home. You should do this anyway, because it's the right thing to do. Besides, the person you may end up covering may be a friend or relative riding in your car as a passenger. Don't let the asset calculation deter you. I've had at least 100/300 liability ever since I could afford it. Last year I bumped it up to the max, which I believe was 300/600. [from car insurance faq]
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